How much you can really save

Why “a 5000 salary” doesn't tell you much

“How much do they pay” almost always has a follow-up question people forget: how much of that is left over. Two identical salaries produce very different savings if in one case the employer covers housing, and in the other you're renting a room in Warsaw.

So when comparing jobs, don't look at the rate alone — look at the combination of rate + housing + city. An offer with a slightly lower rate but free housing often leaves you with more “in hand at month's end.”

What your expenses are made of

• Housing — the biggest item. A shared bed is cheaper than a room, a room cheaper than an apartment; sharing with someone pays off.
• Food — depends on whether you cook yourself or buy prepared meals.
• Transport — a monthly pass is usually cheaper than single tickets.
• Phone/internet and other — phone, internet, everyday odds and ends, clothes.

FAQ